After seeing their name all over the court documents, I was wondering who they are exactly (they don't sound like a credit card company in my opinion).
I could be totally wrong, but as far as I can tell they look like they buy large quantities of bad debt from credit card companies as a whole.
The financial business world is fascinating, isn't it? hehe (just kidding)
BTW, I don't like the word Cavalry, I always want to spell it as Calvary for some reason...